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Onshore (Cash and Draft Rates):EUR / GHS = Bid: 5.6398 Offer: 5.9531GBP / GHS = Bid: 6.6099 Offer: 7.0962USD / GHS = Bid: 5.2100 Offer: 5.4600Offshore (Transfer/Inflows):EUR / GHS = Bid: 5.6398 Offer: 5.9431GBP / GHS = Bid: 6.6099 Offer: 7.0862USD / GHS = Bid: 5.2100 Offer: 5.4300

Savings Account

Helping you save for a rainy day

Prepare for your future dreams today


Dream for the future but start planning for it today. Our Savings Account is an interest-bearing deposit account for both individual and business clients. It offers high yields on your funds and is structured to help you save for your future dreams.


• Our Savings Account is available in 4 major currencies - Ghana Cedi (GHS), British Pound (GBP), Dollar (USD) and Euro (€).

• Earn very competitive monthly interest on your account 

• Earn tiered interest on your foreign currency account 

• Easily apply for a savings account online once you have an existing current account with us

• Access and easily manage your savings account from the comfort of our Internet Banking platform and Wealth360 Mobile Bank app.

• Earn interest on your account when you maintain the following minimum balances: 200 for GHS accounts and 10,000 for USD / GBP / EUR accounts.

• Earn a higher tiered interest rate for GHS and foreign currency balances higher than 100,000

• Six (6) free withdrawals each month (after which there will be a minimal charge for withdrawals)

• Free piggybank for all Premium Clients with children below the age of 13 to encourage a habit of saving

• You must maintain a minimum balance of GHS50 or 20 for USD / GBP / EUR accounts to operate the account.



• Multiply your funds through earnings from our tiered interest rate 

• Use your savings as a collateral for a loan 

• Access to Internet Banking and our Wealth360 Mobile Bank app

• 24/7 access to our Client Experience Centre 

• Get instant access to your funds whenever you need it



• A completed account opening form

• A form of identification - Passport, Driver’s License or Voter’s ID Card

• Proof of your residential address (utility bills – water or electricity in your name or a tenancy agreement if your residence is a rented house)

• Two current passport size pictures of yourself

• Initial minimum deposit of 50 for GHS accounts or 50 for USD / GBP / EUR accounts 


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