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Onshore (Cash and Draft Rates):USD / GHS = Bid: 5.2500 Offer: 5.5300GBP / GHS = Bid: 6.2186 Offer: 6.7244EUR / GHS = Bid: 5.7792 Offer: 6.1524Offshore (Transfer/Inflows):USD / GHS = Bid: 5.2500 Offer: 5.5000GBP / GHS = Bid: 6.2186 Offer: 6.7144EUR / GHS = Bid: 5.7792 Offer: 6.1424

Quick Cash

Do you need money urgently? Let's help you.

This product enables self-employed or salaried workers to borrow funds to meet personal or business needs, excluding settling other debt, and having demonstrated a means of paying off the loan within a short period. Homeowners will use their personally owned landed residential property with unencumbered title as security for the loan.

Facts you should know


Loan Purpose – To meet personal needs of client. Tenure – Up to 2 years. Debt Burden - Not more than 40% of net income. Maximum Facility Limit – Up to 60% of the value of the property. Repayment – Fixed Monthly Repayment.

What's in it for you?

Access to a dedicated relationship officer to handle all activities in relation to mortgage facility. Available funds to finance personal or business needs. Easy access to insurance facilities for the mortgage facility. Competitive charges. Transparent terms and conditions.


Property must be residential. Applicant must pay off the loan before their 60th birthday. Applicant must demonstrate valid ownership of the property (in the form of land title certificate or fully registered indenture). Use of funds must be acceptable to GHL Bank. Loan period is up to 24 months (2 years).

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What we will need from you

  1. Your completed GHL Bank Mortgage Application form
  2. One (1) recent passport picture
  3. Proof of address (1 utility bill / tenancy agreements, directional map to property)
  4. Proof of Identity – Two (2) forms of identity (passport, license, etc.)
  5. 3 months recent pay slips/other sources of income
  6. 3 months recent bank statements
  7. Purpose of loan
  8. Credit report (Experian/ Equifax/Transunion)
  9. Pictures of the property


Other requirements if you are self-Employed

  1. Certificate of incorporation and certificate to commence business
  2. 3 years audited financial statements
  3. Company code: Limited liability companies- Form 3 & 4 and Sole proprietors- Form A
  4. 3 years company bank statement & 1 year personal bank statement (if applicable)