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Onshore (Cash and Draft Rates):GBP / GHS = Bid: 6.2544 Offer: 6.8748USD / GHS = Bid: 5.0500 Offer: 5.4150EUR / GHS = Bid: 5.6025 Offer: 6.0703Offshore (Transfer/Inflows):GBP / GHS = Bid: 6.2544 Offer: 6.8648USD / GHS = Bid: 5.0500 Offer: 5.3850EUR / GHS = Bid: 5.6025 Offer: 6.0603

Purpose-Specific Savings Account

Save for a specific goal, we can help ypu

Account Overview

Taking a trip of a lifetime? Need to buy a ring for that proposal? Planning towards your wedding? Drive off in a brand new car? Whatever you’re dreaming of for the future, GHL Bank Purpose-Specific Savings Account could help you make it happen. This is a high interest yielding account uniquely designed to enable individual clients save for a specific purpose.

Features & Benefits


  1. The account is available in Ghana Cedis (GHS), Great British Pounds (GBP), United States Dollar (USD) or EURO (€)
  2. Interest is paid monthly
  3. Terms of the savings account can be set up by the client – monthly payment, end date, etc. The account will have a start date and end date
  4. No withdrawals on account until end date
  5. With an existing vanilla savings account, clients can set up a purpose-specific savings account on their own via internet banking or mobile app
  6. Can be managed via internet banking and mobile app
  7. Charge if account is closed before its maturity date



  1. Clients funds multiply through earnings from the higher interest rate
  2. Flexibility in determining the features of the account
  3. Access to 24/7 Internet Banking
  4. Access to 24/7 access to the GHL client experience centre
  5. Access to GHL Bank Mobile app


  1. Client must have a vanilla savings account
  2. Minimum initial deposit
    • GHS-50
    • USD–20
    • GBP–20
    • EUR–20