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GHL Mortgage Loans are retail products tailored to meet your home ownership needs. Qualified clients have the opportunity to access the loans to acquire their preferred dream homes. 


Why Choose Us For Mortgages?

Superior Industry Knowledge

With 10 years’ experience in the mortgage industry, Ghana Home Loans has grown to become the leading and most trusted residential mortgage finance provider in Ghana.

Large Bouquet of Products

So we have a solution no matter your housing need. We offer a variety of mortgage loans including Home Purchase, Land Purchase, Home Construction, Equity Release, Refinance and our newly introduced Save-to-Own Mortgage.


Purchase Mortgage

This product serves the needs of applicants looking to buy their first home and cannot afford to raise the minimum deposit. Applicant can apply for a 100% (0% deposit) purchase mortgage from GHL Bank to buy property.

Construction Mortgage

This facility is to help clients who have a plot of land and require financing to undertake the construction of their dream home.

Home Owners Mortgage

Homeowners with demonstrable source(s) of income who wish to borrow on a long term basis using their home as collateral can access the GHL Bank Equity Release Mortgage. GHL Bank offers existing homeowners the opportunity to release equity, finance other obligations or personal needs.

Wealth Tips

Learn how to manage your money responsibly and save towards your dream home