If you’re looking to buy your first home, we can help you by financing with loan. The loan period is typically up to 10 years for cedi loans and 15 years for dollar loans.
Loan Purpose - To purchase your first home. Tenure - 10 - 15 years. Debt Burden - Not more than 40% of net income. Maximum Facility Limit – Up to 80% of the property price. Repayment – Fixed Monthly Repayment.
Complete access to a dedicated relationship officer ready to handle all activities in relation to your mortgage facility. Available funds to purchase your dream home. Easy access to insurance facilities for your mortgage facility. Competitive charges. Transparent terms and conditions. Flexibility to purchase your building from a preferred real estate company or private vendor.
Property must be residential. You must pay off the loan before your 60th birthday. Vendor must be the valid owner of the property (ownership evidenced by Land Title Certificate or Fully Registered Indenture or any other document acceptable to GHL Bank).
Other requirements if you are self-Employed