One moment, please...

Onshore (Cash and Draft Rates):USD / GHS = Bid: 5.2500 Offer: 5.5300GBP / GHS = Bid: 6.2186 Offer: 6.7244EUR / GHS = Bid: 5.7792 Offer: 6.1524Offshore (Transfer/Inflows):USD / GHS = Bid: 5.2500 Offer: 5.5000GBP / GHS = Bid: 6.2186 Offer: 6.7144EUR / GHS = Bid: 5.7792 Offer: 6.1424

Home Construction

Complete your house in a year with all funds provided for.
If you have purchased a plot of land and require financing to undertake the construction of your dream home, we will help you secure a mortgage.

Facts you should know


Loan Purpose – To build your home. Tenure – 10 to 15 years. Debt Burden - Not more than 40% of net income. Repayment – Fixed Monthly Repayment.

What's in it for you?

Access to a dedicated relationship officer to handle all activities in relation to mortgage facility. Available funds to construct a home. Easy access to insurance facilities for the mortgage facility. Competitive charges. Transparent terms and conditions. Flexibility to choose your preferred contractor.


Property must be residential. Applicant must pay off the loan before their 60th birthday. Applicant must demonstrate ownership of the land. Home Construction- applicant must appoint a contractor or developer who must be willing and capable of pre-financing the building of the house to completion. Home completion - project should be at the lintel level

Looking For The Right Mortgage For You?

Let us help you identify the most suitable mortgage product to meet your unique needs today

What we will need from you

  1. Proof of income – Three (3) months current salary slips/stubs or other sources of income
  2. 3 months recent bank statements
  3. Proof of Identity – Two (2) forms of identity (passport, license, etc.)
  4. Photo Identification – Two (2) passport pictures
  5. Proof of address (2 different utility bills/ tenancy agreements etc.)
  6. Bill of quantities
  7. Building permit & planning permission


Other requirements if you are self-Employed

  1. Certificate of incorporation and certificate to commence business
  2. 3 years audited financial statements
  3. Company code: Limited liability companies- Form 3 & 4 and Sole proprietors- Form A
  4. 3 years company bank statement & 1 year personal bank statement (if applicable)